Jonathan Caguioa

Mortgage Advisor

NMLS: 250609 & CA DRE: 01137630

949-241-2527

lenderguide@allianzemortgage.com

Jonathan Caguioa Mortgage Advisor

Blog

7 First-Time Homebuyer Programs You Need to Know About

7 First-Time Homebuyer Programs You Need to Know About

Posted by Jonathan Caguioa at Dec. 09, 2020 Owning a home is one of the surest ways to build personal wealth. But you don't need to have "wealth" to get started. There are many first-time buyer home loan programs available --each with t

Dec 09, 2020 |

Breaking Down The Pros and Cons of a 30-Year Fixed-Rate Home Loan

Breaking Down The Pros and Cons of a 30-Year Fixed-Rate Home Loan

Posted by Jonathan Caguioa at Nov. 11, 2020 Are you considering a 30-year fixed-rate mortgage? We're not surprised. Thanks to an extended repayment period and fixed-rate, homeowners can count on a predictable low monthly payment. Here's

Nov 11, 2020 |

How to Pay off Debt Fast To Qualify for a Home Loan

How to Pay off Debt Fast To Qualify for a Home Loan

Posted by Jonathan Caguioa at Oct. 28, 2020 Struggling to pay down or pay off debt? You're not alone. Most Americans are shouldering about $30k in debt from credit cards, school loans, or car loans. And if you want to buy a home, too mu

Oct 28, 2020 |

Tricks for Removing Negative Information From Your Credit Report

Tricks for Removing Negative Information From Your Credit Report

Posted by Jonathan Caguioa at Oct. 21, 2020 Removing negative marks from your credit report isn't just for raising your credit score. It's also the key to getting approved for a home loan with a favorable interest rate. Use these strate

Oct 21, 2020 |

What's New with Purchasing a Home in 2020

What's New with Purchasing a Home in 2020

Posted by Jonathan Caguioa at Oct. 08, 2020 The coronavirus outbreak has changed certain aspects of home buying. In some ways, it’s become more challenging. However, in many ways, it’s actually improved. Here are some of the differences

Oct 08, 2020 |

Reverse Mortgage - Before You Consider It

Reverse Mortgage - Before You Consider It

Posted by Jonathan Caguioa at Nov. 09, 2019   Nobody hesitates to take out a mortgage to buy their home. So what is the controversy around Reverse Mortgages all about? Honestly, I don’t know. In the right situation, the benefits certa

Nov 09, 2019 |