Jonathan Caguioa

Mortgage Advisor

NMLS: 250609 & CA DRE: 01137630

949-241-2527

lenderguide@allianzemortgage.com

Jonathan Caguioa Mortgage Advisor

Blog

FHA / VA Loans

Posted by Jonathan Caguioa at Jun. 18, 2021 FHA Purchase 550 Min FICO / 90% LTV 580 FICO / 96.50% LTV FHA Streamline Refinance (No Income Documentation) 580 Min FICO / 90% LTV 600 Min FICO 97.75% LTV FHA Cash Out Refinance

Jun 18, 2021 |

Get the Facts About Escrow Shortages

Get the Facts About Escrow Shortages

Posted by Jonathan Caguioa at May. 12, 2021 An escrow account is for making payments toward your real estate fees like taxes and insurance. It helps make these fees more manageable through monthly installments rather than paying a large

May 12, 2021 |

Close More Deals with our Non-QM Products

Close More Deals with our Non-QM Products

Posted by Jonathan Caguioa at May. 12, 2021 Super Jumbo Advantage Expanded Up to 80% LTV Rates in the 3’s up to $2.5 million DTI’s up to 50% Credit event seasoning of 4 years 10 Year I/O available with 30-year term to 75%

May 12, 2021 |

How To Remove Mortgage Insurance From Your Home Loan

How To Remove Mortgage Insurance From Your Home Loan

Posted by Jonathan Caguioa at Apr. 14, 2021 You don't need to put a minimum of 20% down on a new home. That's the upside. The downside is that you'll need to pay mortgage insurance if your down payment is less than 20%. Read this post

Apr 14, 2021 |

Secrets to Winning A Bidding War In Real Estate

Secrets to Winning A Bidding War In Real Estate

Posted by Jonathan Caguioa at Mar. 26, 2021   While the housing market remains vibrant for buying and selling, the supply continues to be an issue in these past years. Low supply happens when there's an abundance of buyers but not eno

Mar 26, 2021 |

Understanding Your Credit Score

Understanding Your Credit Score

Posted by Jonathan Caguioa at Mar. 14, 2021 var myOptions = { "nativeControlsForTouch": false, "logo": { "enabled": false }, autoplay: true, controls: true, width: "800", height: "450", poster: ""};var myPlayer = amp("azur

Mar 14, 2021 |