Jonathan Caguioa
Mortgage Advisor
NMLS: 250609 & CA DRE: 01137630
Jonathan Caguioa
Mortgage Advisor
NMLS: 250609 & CA DRE: 01137630
Posted by Jonathan Caguioa at Jul. 23, 2021 If you're thinking about buying a home, then you've probably heard the terms "pre-approval" and "prequalification." While often used interchangeably, there's a slight difference between the tw
Jul 23, 2021 |
Posted by Jonathan Caguioa at Jul. 15, 2021 GUIDELINE UPDATES TRADELINES Provided the primary wage earner has three credit scores, the minimum tradelines are satisfied. An alternative tradeline option has been added.
Jul 15, 2021 |
Posted by Jonathan Caguioa at Jul. 13, 2021 When homeowners sell the family home to a loved one, they may wish to do so at a discounted rate. When this happens, the difference between the home’s market value and its sale price acts as a
Jul 13, 2021 |
Posted by Jonathan Caguioa at Jul. 07, 2021 An interest-only mortgage starts with payments that only pay down the mortgage interest. Generally, this makes your monthly payments lower than a typical mortgage payment. This option is attra
Jul 07, 2021 |
Posted by Jonathan Caguioa at Jun. 29, 2021 MYTH 1: I cannot get a reverse mortgage if I have an existing mortgage. FACT: False. If your house isn’t paid off, the proceeds you receive from the reverse mortgage must first be used to pay
Jun 29, 2021 |
Posted by Jonathan Caguioa at Jun. 23, 2021 Have less-than-optimal credit? That doesn't necessarily mean you have to put your dreams of homeownership on pause. There are several factors that mortgage lenders consider when you apply for
Jun 23, 2021 |