Jonathan Caguioa
Mortgage Advisor
NMLS: 250609 & CA DRE: 01137630
Jonathan Caguioa
Mortgage Advisor
NMLS: 250609 & CA DRE: 01137630
Posted by Jonathan Caguioa at Jun. 29, 2021 MYTH 1: I cannot get a reverse mortgage if I have an existing mortgage. FACT: False. If your house isn’t paid off, the proceeds you receive from the reverse mortgage must first be used to pay
Jun 29, 2021 |
Posted by Jonathan Caguioa at Jun. 23, 2021 Have less-than-optimal credit? That doesn't necessarily mean you have to put your dreams of homeownership on pause. There are several factors that mortgage lenders consider when you apply for
Jun 23, 2021 |
Posted by Jonathan Caguioa at Jun. 18, 2021 FHA Purchase 550 Min FICO / 90% LTV 580 FICO / 96.50% LTV FHA Streamline Refinance (No Income Documentation) 580 Min FICO / 90% LTV 600 Min FICO 97.75% LTV FHA Cash Out Refinance
Jun 18, 2021 |
Posted by Jonathan Caguioa at May. 12, 2021 An escrow account is for making payments toward your real estate fees like taxes and insurance. It helps make these fees more manageable through monthly installments rather than paying a large
May 12, 2021 |
Posted by Jonathan Caguioa at May. 12, 2021 Super Jumbo Advantage Expanded Up to 80% LTV Rates in the 3’s up to $2.5 million DTI’s up to 50% Credit event seasoning of 4 years 10 Year I/O available with 30-year term to 75%
May 12, 2021 |
Posted by Jonathan Caguioa at Apr. 14, 2021 You don't need to put a minimum of 20% down on a new home. That's the upside. The downside is that you'll need to pay mortgage insurance if your down payment is less than 20%. Read this post
Apr 14, 2021 |