Jonathan Caguioa

Mortgage Advisor

NMLS: 250609 & CA DRE: 01137630

949-241-2527

lenderguide@allianzemortgage.com

Jonathan Caguioa Mortgage Advisor

Blog

Brokers vs Big Banks

Brokers vs Big Banks

Posted by Jonathan Caguioa at Oct. 12, 2021 The difference between us and big banks? We work with several lenders and can offer hundreds of mortgage products, not just two or three. As a result, your clients get:

Oct 12, 2021 |

Reverse Mortgage

Reverse Mortgage

Posted by Jonathan Caguioa at Oct. 04, 2021 If you are 62 or older and need to review your personalized investment and retirement plan, are you prepared to.... Eliminate your mortgage payments? Stretch retirement savings? Preserve

Oct 04, 2021 |

Self-Employed Mortgages Just Got Easier!

Self-Employed Mortgages Just Got Easier!

Posted by Jonathan Caguioa at Oct. 04, 2021 ASSET UTILIZATION to 90% LTV - COMBINE INCOME with QUALIFIED ASSETS DIV. by 36 /QUALIFIED ASSETS DIVIDED by 60   1099's IN LIEU of BANK STATEMENTS or TAX RETURNS to QUALIFY to 90% LTV

Oct 04, 2021 |

VA

VA

Posted by Jonathan Caguioa at Oct. 04, 2021 The VA loan was designed to offer long-term financing to eligible American Veterans or their surviving spouses (provided they do not remarry). The basic intention of the VA direct home loan pr

Oct 04, 2021 |

USDA

USDA

Posted by Jonathan Caguioa at Oct. 04, 2021 Take advantage of our elite USDA rates starting at 640 FICO Special low rates for qualified borrowers – $125,000 minimum loan amount 100% financing – no down payment required Po

Oct 04, 2021 |

FHA

FHA

Posted by Jonathan Caguioa at Oct. 04, 2021 Too many people put off buying a home because they think they need a big down payment. We can help. Our FHA loans are perfect for homebuyers with limited savings and easier to qualify for than

Oct 04, 2021 |