Jonathan Caguioa

Mortgage Advisor

NMLS: 250609 & CA DRE: 01137630

949-241-2527

lenderguide@allianzemortgage.com

Jonathan Caguioa Mortgage Advisor

Blog

BEST HOME LOAN OPTIONS FOR SINGLE PARENTS

BEST HOME LOAN OPTIONS FOR SINGLE PARENTS

Posted by Jonathan Caguioa at Aug. 01, 2022 Are you a single parent who dreams of owning a home but nervous that you’ll encounter too many challenges? We’ve got good news for you!  There are home buying assistance programs that can help

Aug 01, 2022 |

BUYING MORTGAGE POINTS: IS IT WORTH IT?

BUYING MORTGAGE POINTS: IS IT WORTH IT?

Posted by Jonathan Caguioa at Jun. 25, 2022 Buying mortgage points is a way to secure a lower interest rate during the home buying process. It can save you several thousands of dollars in interest over the life of the loan and lower you

Jun 25, 2022 |

First Time Homebuyer Tips

First Time Homebuyer Tips

Posted by Jonathan Caguioa at Jun. 25, 2022 Home buying can be stressful and daunting for first time homebuyers. There is just so much information, which at times can be overwhelming and confusing. Breaking it down to a simple and easy

Jun 25, 2022 |

Close Prime Loans Your Competitors Can’t

Close Prime Loans Your Competitors Can’t

Posted by Jonathan Caguioa at Jun. 14, 2022 Guidelines: Primary Residence and Second Homes and Investment  Credit Underwritten Based on LTV, FICO, and Liquidity Income Documentation Not

Jun 14, 2022 |

BANK STATEMENT LOANS UP TO 90%LTV

BANK STATEMENT LOANS UP TO 90%LTV

Posted by Jonathan Caguioa at Jun. 13, 2022 Loan Amounts Up To $1.5M at 90% LTV Credit Scores As Low As 700 at 90% LTV 12 or 24 Month Business/Personal Bank Statements, 1099, or CPA Letter to Document Income Same-Day Bank Statement

Jun 13, 2022 |

THINGS TO CONSIDER WHEN DECIDING TO RENT OR BUY YOUR FIRST HOME

THINGS TO CONSIDER WHEN DECIDING TO RENT OR BUY YOUR FIRST HOME

Posted by Jonathan Caguioa at Jun. 13, 2022 Are you considering whether you should purchase your first home or rent? There are several things to think about when deciding if you want to buy or rent.  We’ve listed down things you should

Jun 13, 2022 |