Jonathan Caguioa
Mortgage Advisor
NMLS: 250609 & CA DRE: 01137630
Jonathan Caguioa
Mortgage Advisor
NMLS: 250609 & CA DRE: 01137630
Posted by Jonathan Caguioa at Dec. 21, 2022 Not all loan products are the same, nor are borrower situations. For first-time homebuyers, you’ll most likely hear about the most popular 30-year fixed-rate conventional loan, and there’s no
Dec 21, 2022 |
Posted by Jonathan Caguioa at Dec. 05, 2022 2023 California County Loan Limits County 1-Family Limit 2-Family Limit 3-Family Limit 4-Family Limit ALAMEDA $1,089,300
Dec 05, 2022 |
Posted by Jonathan Caguioa at Oct. 25, 2022 What Is a 3-2-1 Buydown Mortgage? A 3-2-1 buydown mortgage is a type of loan that charges lower interest rates for the first three years. In the first year, the interest rate is 3% less; in t
Oct 25, 2022 |
Posted by Jonathan Caguioa at Oct. 12, 2022 FHA VOE ONLY HIGHLIGHTS NO Paystubs. NO W2s. NO 1040s. NO 4506C! Minimum 620 FICO for up to 96.5% LTV 580-619 FICO, maximum of 90% LTV Purchase, R/T and C/O to MAX LTVS! UW directly to
Oct 12, 2022 |
Posted by Jonathan Caguioa at Oct. 03, 2022 FHA Too many people put off buying a home because they think they need a big down payment. We can help. Our FHA loans are perfect for homebuyers with limited savings and easier to qualify for
Oct 03, 2022 |
Posted by Jonathan Caguioa at Sep. 28, 2022 A 2-1 buydown is a type of financing that lowers the interest rate on a mortgage for the first two years before it rises to the regular, permanent rate. The rate is typically two percentage po
Sep 28, 2022 |