Jonathan Caguioa

Mortgage Advisor

NMLS: 250609 & CA DRE: 01137630

949-241-2527

lenderguide@allianzemortgage.com

Jonathan Caguioa Mortgage Advisor

Blog

2022 Housing Market Forecast

2022 Housing Market Forecast

Posted by Jonathan Caguioa at Jan. 14, 2022 The US housing market had an epic 2021, with an estimated 6 million homes purchased last year. However, benefitting from these sales depended on whether one was the buyer or the seller. Accor

Jan 14, 2022 |

CAN YOU BUY A HOME WITHOUT A CREDIT SCORE?

CAN YOU BUY A HOME WITHOUT A CREDIT SCORE?

Posted by Jonathan Caguioa at Jan. 04, 2022 CAN YOU BUY A HOME WITHOUT A CREDIT SCORE? Your credit history and credit score are among the top factors lenders consider when they approve a mortgage. This can make it challenging to buy a

Jan 04, 2022 |

Putting Less Than 20% Down?

Putting Less Than 20% Down?

Posted by Jonathan Caguioa at Dec. 27, 2021 Putting less down on your home loan can save you money upfront. But it can be expensive when you roll in the cost of private mortgage insurance each month (unless you have access to our discou

Dec 27, 2021 |

California Conforming Loan Limits 2022

California Conforming Loan Limits 2022

Here are the 2022 Conforming limits for all 58 counties in California. “One-Unit” refers to a property with one structure (ie a Single Family Residence – SFR), “Two-Unit” is a Duplex, etc. Home values have increased over the

Dec 20, 2021 |

HOW DO MORTGAGE LENDERS DECIDE HOW MUCH YOU CAN BORROW?

HOW DO MORTGAGE LENDERS DECIDE HOW MUCH YOU CAN BORROW?

Posted by Jonathan Caguioa at Dec. 20, 2021 HOW DO MORTGAGE LENDERS DECIDE HOW MUCH YOU CAN BORROW? When you apply for a loan, your mortgage lender informs you of the maximum amount you can borrow, and this will help you get an idea of

Dec 20, 2021 |

Loan Programs For Unique Borrowers

Loan Programs For Unique Borrowers

Posted by Jonathan Caguioa at Dec. 10, 2021 Let Allianze Mortgage Services be your one-stop solution for all things Non-QM. From bank statements to P&Ls to Investor No Doc loans, we offer a variety of solutions to meet

Dec 10, 2021 |