Jonathan Caguioa

Mortgage Advisor

NMLS: 250609 & CA DRE: 01137630

949-241-2527

lenderguide@allianzemortgage.com

Jonathan Caguioa Mortgage Advisor

Blog

AIR-BNB RENTAL INCOME ALLOWED

AIR-BNB RENTAL INCOME ALLOWED

Posted by Jonathan Caguioa at Feb. 04, 2023 This is a Non-QM Program Available on Full Doc, Bank Statement, Investor Cash Flow, 1099 Only, P&L Only programs Eligible on Refinance Transactions Income Averaged Over Most Recent 12

Feb 04, 2023 |

FOREIGN NATIONAL BORROWER LOAN

FOREIGN NATIONAL BORROWER LOAN

Posted by Jonathan Caguioa at Feb. 04, 2023 Loan Amounts Up To $2 Million Minimum 680 FICO Up to 65% LTV/CLTV Purchase, Rate & Term and Cash Out Eligible Social Security Number Not Required Borrower without U.S. Credit Eligib

Feb 04, 2023 |

INETEREST ONLY W/ 40 YR LOAN TERM

INETEREST ONLY W/ 40 YR LOAN TERM

Posted by Jonathan Caguioa at Feb. 04, 2023 10 Year Interest Only Period. Qualify at Payment Amortized Over 30 Years! Loan Amounts up to $3 Million We get 75% of 1099 Gross Income to Qualify Eligible Up to 85% LTV 700 Minimum FICO

Feb 04, 2023 |

P&L ONLY OPTION

P&L ONLY OPTION

Posted by Jonathan Caguioa at Feb. 04, 2023 Loan Amounts Up to $3 Million! 12 to 24 Months P&L Minimum 700 FICO Maximum 75% LTV Maximum 50% DTI Cash-Out Available 7/6, 10/6 ARM and 15 or 30 year Fixed Interest Only availabl

Feb 04, 2023 |

40 Year Loan Term

40 Year Loan Term

Posted by Jonathan Caguioa at Jan. 30, 2023 Our 40 year loan term is amortized over 30 years with the first 10 years being interest only. Borrower must qualify at the 30 year amortized payment. Great program for 1099 borrowers. We do no

Jan 30, 2023 |

NON- QM PROGRAMS

NON- QM PROGRAMS

Posted by Jonathan Caguioa at Jan. 27, 2023 Innovative Non-QM programs to broaden your possibilities to close more deals. Highlights include: Bank Statements Only / Alt Doc (12 or 24 Months) Asset Depletion  DSCR (Debt Service Cov

Jan 27, 2023 |