Jonathan Caguioa

Mortgage Advisor

NMLS: 250609 & CA DRE: 01137630

949-241-2527

lenderguide@allianzemortgage.com

Jonathan Caguioa Mortgage Advisor

Blog

HOW TO PROFIT FROM BUYING A HOME NOW DESPITE RISING RATES

HOW TO PROFIT FROM BUYING A HOME NOW DESPITE RISING RATES

Posted by Jonathan Caguioa at Mar. 06, 2023 Mortgage rates have steadily risen over the last few weeks, leading many potential homebuyers to pause their search. While it is understandable to be concerned about higher rates, this could a

Mar 06, 2023 |

100% FHA Financing - NADA

100% FHA Financing - NADA

Posted by Jonathan Caguioa at Mar. 04, 2023 Nothing Down, 100% FHA Purchase Financing - One submission, one approval, one closing. Program Features: 680 FICO Min DTI per AUS Loan amount per county limits.  First Time Homebuyer OK

Mar 04, 2023 |

WHAT'S THE MAX DEBT-TO-INCOME (DTI) RATIO FOR A MORTGAGE?

WHAT'S THE MAX DEBT-TO-INCOME (DTI) RATIO FOR A MORTGAGE?

Posted by Jonathan Caguioa at Feb. 27, 2023 Debt-to-income (DTI) ratio determines what mortgage you’re eligible for. So before getting pre-approved, your mortgage advisor will review your income and debts to help you understand where yo

Feb 27, 2023 |

PROFIT & LOSS & 1099 ONLY LOANS

PROFIT & LOSS & 1099 ONLY LOANS

Posted by Jonathan Caguioa at Feb. 22, 2023 P&L and 1099 loans: A More Simple Income Documentation Solution for Self-Employed Borrowers  Profit & Loss Statement Self-employed borrowers may submit Profit and Loss (P&L) st

Feb 22, 2023 |

DOWN PAYMENT ASSISTANCE PROGRAMS

DOWN PAYMENT ASSISTANCE PROGRAMS

Posted by Jonathan Caguioa at Feb. 14, 2023 For first-time home buyers, finding the right mortgage can be a big challenge. You want to work with a lender that can give your buyers the right term and the lowest closing costs, as quickly

Feb 14, 2023 |

WHAT MOST FIRST-TIME HOMEBUYERS WISH THEY KNEW BEFORE THEIR PURCHASE

WHAT MOST FIRST-TIME HOMEBUYERS WISH THEY KNEW BEFORE THEIR PURCHASE

Posted by Jonathan Caguioa at Feb. 06, 2023 If you're a first-time homebuyer, know that you're not alone. Over 45% of homebuyers are doing so for the first time, and we love to help first-time buyers make it happen in the smoothest poss

Feb 06, 2023 |