Jonathan Caguioa

Mortgage Advisor

NMLS: 250609 & CA DRE: 01137630

949-241-2527

lenderguide@allianzemortgage.com

Jonathan Caguioa Mortgage Advisor

Blog

INCOME DOCUMENTATION GUIDE

INCOME DOCUMENTATION GUIDE

Posted by Jonathan Caguioa at May. 17, 2023 SOCIAL SECURITY INCOME: SSA Award or Benefit Letter AND Most recent year's SSA form 1099/1042.s  OR Most recent bank statements PENSION INCOME: Pension/Retirement Award Letter OR Mo

May 17, 2023 |

LIPA Minimum 1% Down Payment Assitance

LIPA Minimum 1% Down Payment Assitance

Posted by Jonathan Caguioa at Apr. 21, 2023 City of LA first-time home buyer down-payment program 2023 LIPA minimum 1% down payment program qualifications City of LA LIPA Program is back! ***NOTE:  Submission of a LIPA Reservation Re

Apr 21, 2023 |

CHENOA Down Payment Assistance For FHA Loans

CHENOA Down Payment Assistance For FHA Loans

Posted by Jonathan Caguioa at Apr. 21, 2023 Chenoa Fund DPA For FHA loans offers one product with a repayable and forgivable option. For all products the borrower will need to have a credit score of 600 or higher, Repayable: This loan

Apr 21, 2023 |

CalHFA Down Payment Assistance Program

CalHFA Down Payment Assistance Program

Posted by Jonathan Caguioa at Apr. 21, 2023 The CalHFA Down Payment Assistance Program is a California-based program that provides financial assistance to eligible first-time homebuyers who need help with their down payment and closing

Apr 21, 2023 |

CalHFA Dream Home Up to 20% Down Assistance

CalHFA Dream Home Up to 20% Down Assistance

Posted by Jonathan Caguioa at Mar. 27, 2023 Program Eligibility Review the guidelines below for both Borrower and Property Requirements to determine if you may be eligible to apply for the Dream For All Shared Appreciation Loan Program

Mar 27, 2023 |

Debt Service Coverage Ratio - DSCR

Debt Service Coverage Ratio - DSCR

Posted by Jonathan Caguioa at Mar. 18, 2023 Our Non-QM Debt Service Coverage Ratio (DSCR) loan allows a borrower to qualify for a mortgage based on cash flow generated from an investment property – through a rental, for exa

Mar 18, 2023 |