Jonathan Caguioa

Mortgage Advisor

NMLS: 250609 & CA DRE: 01137630

949-241-2527

lenderguide@allianzemortgage.com

Jonathan Caguioa Mortgage Advisor

Blog

FEDS HIKE INTEREST RATE: WHAT THIS MEANS FOR MORTGAGES, CAR LOANS, AND

FEDS HIKE INTEREST RATE: WHAT THIS MEANS FOR MORTGAGES, CAR LOANS, AND

Posted by Jonathan Caguioa at Aug. 08, 2022 The Federal Reserve raised interest rates for the second time in recent months to rein in inflation. And whether directly or indirectly, consumers will start to feel the effects of increasing

Aug 08, 2022 |

100% FHA Financing

100% FHA Financing

Posted by Jonathan Caguioa at Aug. 08, 2022 INNOVATIVE DOWN PAYMENT ASSISTANCE PROGRAM Helping borrowers get 100% CLTV on FHA loans. Program Highlights: FHA DPA Purchase Only Min FICO 580 - DU Approve/Eligible Non-occupied Co-bo

Aug 08, 2022 |

BEST HOME LOAN OPTIONS FOR SINGLE PARENTS

BEST HOME LOAN OPTIONS FOR SINGLE PARENTS

Posted by Jonathan Caguioa at Aug. 01, 2022 Are you a single parent who dreams of owning a home but nervous that you’ll encounter too many challenges? We’ve got good news for you!  There are home buying assistance programs that can help

Aug 01, 2022 |

BUYING MORTGAGE POINTS: IS IT WORTH IT?

BUYING MORTGAGE POINTS: IS IT WORTH IT?

Posted by Jonathan Caguioa at Jun. 25, 2022 Buying mortgage points is a way to secure a lower interest rate during the home buying process. It can save you several thousands of dollars in interest over the life of the loan and lower you

Jun 25, 2022 |

First Time Homebuyer Tips

First Time Homebuyer Tips

Posted by Jonathan Caguioa at Jun. 25, 2022 Home buying can be stressful and daunting for first time homebuyers. There is just so much information, which at times can be overwhelming and confusing. Breaking it down to a simple and easy

Jun 25, 2022 |

Close Prime Loans Your Competitors Can’t

Close Prime Loans Your Competitors Can’t

Posted by Jonathan Caguioa at Jun. 14, 2022 Guidelines: Primary Residence and Second Homes and Investment  Credit Underwritten Based on LTV, FICO, and Liquidity Income Documentation Not

Jun 14, 2022 |