Jonathan Caguioa

Mortgage Advisor

NMLS: 250609 & CA DRE: 01137630

949-241-2527

lenderguide@allianzemortgage.com

Jonathan Caguioa Mortgage Advisor

Blog

First Time Homebuyer Programs

First Time Homebuyer Programs

Posted by Jonathan Caguioa at Oct. 03, 2022 FHA Too many people put off buying a home because they think they need a big down payment. We can help. Our FHA loans are perfect for homebuyers with limited savings and easier to qualify for

Oct 03, 2022 |

WHAT IS A 2-1 BUYDOWN

WHAT IS A 2-1 BUYDOWN

Posted by Jonathan Caguioa at Sep. 28, 2022 A 2-1 buydown is a type of financing that lowers the interest rate on a mortgage for the first two years before it rises to the regular, permanent rate. The rate is typically two percentage po

Sep 28, 2022 |

Government Loans

Government Loans

Posted by Jonathan Caguioa at Sep. 16, 2022 FHA Too many people put off buying a home because they think they need a big down payment. We can help. Our FHA loans are perfect for homebuyers with limited savings and easier to qualify for

Sep 16, 2022 |

CONVENTIONAL PROGRAMS

CONVENTIONAL PROGRAMS

Posted by Jonathan Caguioa at Sep. 16, 2022 We combine competitive rates, groundbreaking tools and technology, and a fast, easy process to help you deliver a worry-free mortgage experience. 620+ FICO Primary, second and investment p

Sep 16, 2022 |

2022 REAL ESTATE MARKET PREDICTIONS

2022 REAL ESTATE MARKET PREDICTIONS

Posted by Jonathan Caguioa at Sep. 12, 2022 Real estate market predictions are somewhat like weather forecasts in that no one’s capable of being 100% accurate, but an industry expert can make a reasonably close prediction. With that in

Sep 12, 2022 |

HOW TO SAVE FOR A DOWN PAYMENT ON A TIGHT BUDGET

HOW TO SAVE FOR A DOWN PAYMENT ON A TIGHT BUDGET

Posted by Jonathan Caguioa at Aug. 30, 2022 Many homebuyers across the U.S. wonder how to save for a down payment with a tight budget. With rent rates climbing, inflation rising, and house prices still high, saving money for a down paym

Aug 30, 2022 |