Jonathan Caguioa
Mortgage Advisor
NMLS: 250609 & CA DRE: 01137630
Jonathan Caguioa
Mortgage Advisor
NMLS: 250609 & CA DRE: 01137630
Posted by Jonathan Caguioa at Jan. 30, 2023 Our 40 year loan term is amortized over 30 years with the first 10 years being interest only. Borrower must qualify at the 30 year amortized payment. Great program for 1099 borrowers. We do no
Jan 30, 2023 |
Posted by Jonathan Caguioa at Jan. 27, 2023 Innovative Non-QM programs to broaden your possibilities to close more deals. Highlights include: Bank Statements Only / Alt Doc (12 or 24 Months) Asset Depletion DSCR (Debt Service Cov
Jan 27, 2023 |
Posted by Jonathan Caguioa at Dec. 21, 2022 Not all loan products are the same, nor are borrower situations. For first-time homebuyers, you’ll most likely hear about the most popular 30-year fixed-rate conventional loan, and there’s no
Dec 21, 2022 |
Posted by Jonathan Caguioa at Dec. 05, 2022 2023 California County Loan Limits County 1-Family Limit 2-Family Limit 3-Family Limit 4-Family Limit ALAMEDA $1,089,300
Dec 05, 2022 |
Posted by Jonathan Caguioa at Oct. 25, 2022 What Is a 3-2-1 Buydown Mortgage? A 3-2-1 buydown mortgage is a type of loan that charges lower interest rates for the first three years. In the first year, the interest rate is 3% less; in t
Oct 25, 2022 |
Posted by Jonathan Caguioa at Oct. 12, 2022 FHA VOE ONLY HIGHLIGHTS NO Paystubs. NO W2s. NO 1040s. NO 4506C! Minimum 620 FICO for up to 96.5% LTV 580-619 FICO, maximum of 90% LTV Purchase, R/T and C/O to MAX LTVS! UW directly to
Oct 12, 2022 |