Alternative Lending Solutions!
ADVANTAGE PROGRAM
(No tax returns or 4506 for wage earners or self-employed borrower)
- Loan Amount up to $5M
- Max 49% DTI
- Up to 10 financed properties
- Use lease agreement for rental income
- Non QM waiting periods on neg credit events
- 100% gift funds allow on primary and 2nd home
- Cash out loans okay
- 15 and 30 year fixed; 7/1 ARM (Interest Only Option available)
- P&I reserve requirement on subject property only
INVESTOR ADVANTAGE PROGRAM
(Income and employment not required on 1003)
- Qualify based on cash flow of the subject property only – No income doc required
- FICO score down to 640 okay
- Purchase, Rate/Term, and Cash Out Refinance
- Foreign National eligible
- First Time Investors eligible (w/ 5% LTV reduction). 12 month mortgage rating on current primary residence
Send me your scenario and let's find the right fit.