Jonathan Caguioa

Mortgage Advisor

NMLS: 250609 & CA DRE: 01137630

949-241-2527

lenderguide@allianzemortgage.com

Jonathan Caguioa Mortgage Advisor

Blog

Self-Employed Mortgages Just Got Easier!

Self-Employed Mortgages Just Got Easier!

Posted by Jonathan Caguioa at Oct. 04, 2021 ASSET UTILIZATION to 90% LTV - COMBINE INCOME with QUALIFIED ASSETS DIV. by 36 /QUALIFIED ASSETS DIVIDED by 60   1099's IN LIEU of BANK STATEMENTS or TAX RETURNS to QUALIFY to 90% LTV

Oct 04, 2021 |

VA

VA

Posted by Jonathan Caguioa at Oct. 04, 2021 The VA loan was designed to offer long-term financing to eligible American Veterans or their surviving spouses (provided they do not remarry). The basic intention of the VA direct home loan pr

Oct 04, 2021 |

USDA

USDA

Posted by Jonathan Caguioa at Oct. 04, 2021 Take advantage of our elite USDA rates starting at 640 FICO Special low rates for qualified borrowers – $125,000 minimum loan amount 100% financing – no down payment required Po

Oct 04, 2021 |

FHA

FHA

Posted by Jonathan Caguioa at Oct. 04, 2021 Too many people put off buying a home because they think they need a big down payment. We can help. Our FHA loans are perfect for homebuyers with limited savings and easier to qualify for than

Oct 04, 2021 |

A Guide to Refinancing

A Guide to Refinancing

Posted by Jonathan Caguioa at Sep. 26, 2021 https://www.blink.mortgage/app/signup/p/allianzemortgageservicesinc/jonathancaguioaBelow are a list of items needed for review. Please provide those that apply to you.   REFINANCE OR EQUITY

Sep 26, 2021 |

When to Refinance a Mortgage: Is Now a Good Time?

When to Refinance a Mortgage: Is Now a Good Time?

Posted by Jonathan Caguioa at Jul. 26, 2021 With mortgage rates near rock bottom, it's a good time to refinance a mortgage, right? Sure, in many cases, no doubt. As a matter of fact, 17% of U.S. homeowners with a mortgage on their prim

Jul 26, 2021 |