Jonathan Caguioa

Mortgage Advisor

NMLS: 250609 & CA DRE: 01137630

949-241-2527

lenderguide@allianzemortgage.com

Jonathan Caguioa Mortgage Advisor

Blog

FHA FAQ's

FHA FAQ's

Posted by Jonathan Caguioa at Mar. 12, 2019 An FHA loan is a government-backed mortgage insured by the Federal Housing Administration, or FHA for short. Popular with first-time homebuyers, FHA home loans require lower minimum credit sco

Mar 12, 2019 |

VA Loan FAQ's

Posted by Jonathan Caguioa at Mar. 12, 2019 VA Home Loans With Low Mortgage Rates The VA loan was designed to offer long-term financing to eligible American Veterans or their surviving spouses (provided they do not remarry). The basic

Mar 12, 2019 |

203K Rehab Loan

203K Rehab Loan

Posted by Jonathan Caguioa at Feb. 28, 2019 FHA 203k loans allow buyers to purchase foreclosures and short sales that are sitting vacant due to any rehab work needed to make the property move-in ready. In addition to minor cosmetic upgr

Feb 28, 2019 |

Mortgage Do's and Don'ts

Mortgage Do's and Don'ts

Posted by Jonathan Caguioa at Feb. 23, 2019 Every borrower wants their mortgage closing to be simple and stress free.  While it may not always be the case, below are some tips on how to handle your credit and finances during the loan pr

Feb 23, 2019 |

Key Indicators That Affect Rates

Key Indicators That Affect Rates

Posted by Jonathan Caguioa at Jan. 22, 2019 What are the key indicators that affect interest rates? Predicting the rise and fall of interest rates can be quite complex. There are some general factors that affect rates and pricing like

Jan 22, 2019 |

5 Steps To Take During Qualification Period

5 Steps To Take During Qualification Period

Posted by Jonathan Caguioa at Oct. 05, 2018 Whether you are a potential home buyer, looking to find a home of your own, or an existing homeowner, who seeks better terms and/ or rate on your mortgage, it's important to know a little more

Oct 05, 2018 |