Jonathan Caguioa

Mortgage Advisor

NMLS: 250609 & CA DRE: 01137630

949-241-2527

lenderguide@allianzemortgage.com

Jonathan Caguioa Mortgage Advisor

Blog

How to Pay off Debt Fast To Qualify for a Home Loan

How to Pay off Debt Fast To Qualify for a Home Loan

Posted by Jonathan Caguioa at Oct. 28, 2020 Struggling to pay down or pay off debt? You're not alone. Most Americans are shouldering about $30k in debt from credit cards, school loans, or car loans. And if you want to buy a home, too mu

Oct 28, 2020 |

Tricks for Removing Negative Information From Your Credit Report

Tricks for Removing Negative Information From Your Credit Report

Posted by Jonathan Caguioa at Oct. 21, 2020 Removing negative marks from your credit report isn't just for raising your credit score. It's also the key to getting approved for a home loan with a favorable interest rate. Use these strate

Oct 21, 2020 |

What's New with Purchasing a Home in 2020

What's New with Purchasing a Home in 2020

Posted by Jonathan Caguioa at Oct. 08, 2020 The coronavirus outbreak has changed certain aspects of home buying. In some ways, it’s become more challenging. However, in many ways, it’s actually improved. Here are some of the differences

Oct 08, 2020 |

Reverse Mortgage - Before You Consider It

Reverse Mortgage - Before You Consider It

Posted by Jonathan Caguioa at Nov. 09, 2019   Nobody hesitates to take out a mortgage to buy their home. So what is the controversy around Reverse Mortgages all about? Honestly, I don’t know. In the right situation, the benefits certa

Nov 09, 2019 |

How Loan Amounts Affect Rates

How Loan Amounts Affect Rates

Posted by Jonathan Caguioa at Jun. 18, 2019 Several factors determine your rate such as; credit score, down payment, type of property, type of loan, type of occupancy, loan amount and county you live in or are looking to purchase. In th

Jun 18, 2019 |

What are Closing Costs?

What are Closing Costs?

Posted by Jonathan Caguioa at May. 13, 2019 Closing costs are fees associated with your home purchase that are paid at the closing of a real estate transaction. Closing is the point in time when the title of the property is transferred

May 13, 2019 |