Jonathan Caguioa

Mortgage Advisor

NMLS: 250609 & CA DRE: 01137630

949-241-2527

lenderguide@allianzemortgage.com

Jonathan Caguioa Mortgage Advisor

Blog

Putting Less Than 20% Down?

Putting Less Than 20% Down?

Posted by Jonathan Caguioa at Dec. 27, 2021 Putting less down on your home loan can save you money upfront. But it can be expensive when you roll in the cost of private mortgage insurance each month (unless you have access to our discou

Dec 27, 2021 |

California Conforming Loan Limits 2022

California Conforming Loan Limits 2022

Here are the 2022 Conforming limits for all 58 counties in California. “One-Unit” refers to a property with one structure (ie a Single Family Residence – SFR), “Two-Unit” is a Duplex, etc. Home values have increased over the

Dec 20, 2021 |

HOW DO MORTGAGE LENDERS DECIDE HOW MUCH YOU CAN BORROW?

HOW DO MORTGAGE LENDERS DECIDE HOW MUCH YOU CAN BORROW?

Posted by Jonathan Caguioa at Dec. 20, 2021 HOW DO MORTGAGE LENDERS DECIDE HOW MUCH YOU CAN BORROW? When you apply for a loan, your mortgage lender informs you of the maximum amount you can borrow, and this will help you get an idea of

Dec 20, 2021 |

Loan Programs For Unique Borrowers

Loan Programs For Unique Borrowers

Posted by Jonathan Caguioa at Dec. 10, 2021 Let Allianze Mortgage Services be your one-stop solution for all things Non-QM. From bank statements to P&Ls to Investor No Doc loans, we offer a variety of solutions to meet

Dec 10, 2021 |

How Does An Appraisal Affect Your Refinance?

How Does An Appraisal Affect Your Refinance?

Posted by Jonathan Caguioa at Nov. 27, 2021 RATES: Refinance rates are dependent on the value of your home. If an appraisal shows that your home value has increased, you may be eligible for an even better interest rate than anticipate

Nov 27, 2021 |

FHA vs Conventional

FHA vs Conventional

Posted by Jonathan Caguioa at Nov. 18, 2021 Which One Is Better? An FHA Or Conventional Loan? Dreaming about your first home purchase but still be undecided on whether to choose an FHA loan or conventional loan? While both are popular

Nov 18, 2021 |