Jonathan Caguioa

Mortgage Advisor

NMLS: 250609 & CA DRE: 01137630

949-241-2527

lenderguide@allianzemortgage.com

Jonathan Caguioa Mortgage Advisor

Blog

LEARN THE DIFFERENCE BETWEEN A HOME EQUITY LOAN VS. HELOC

LEARN THE DIFFERENCE BETWEEN A HOME EQUITY LOAN VS. HELOC

Posted by Jonathan Caguioa at Apr. 27, 2022 HELOCs and home equity loans are loans where you use your home as collateral. Both are good options for borrowing money if you’ve paid a significant portion of your mortgage. Some homeowners t

Apr 27, 2022 |

Never Buy a New Car!

Never Buy a New Car!

Posted by Jonathan Caguioa at Mar. 29, 2022 What is the one financial advise nobody follows? Never buy a new car. The 2 most expensive things you are likely to buy is a house and a car. You will probably buy a few houses in your life

Mar 29, 2022 |

The Broker Difference

The Broker Difference

Posted by Jonathan Caguioa at Mar. 15, 2022 Independent mortgage professionals can do what banks and online lenders can’t. We’re glad you’re considering partnering with us.   Let us show you the personalized service your buyers deser

Mar 15, 2022 |

3% DOWN LOAN OPTIONS LET YOU FIND THE BEST FIT FOR YOUR BUYERS

3% DOWN LOAN OPTIONS LET YOU FIND THE BEST FIT FOR YOUR BUYERS

Posted by Jonathan Caguioa at Mar. 03, 2022 Have prospective BUYERS who need to put as little money down as possible? We have a variety of loan options to fit your wide range of clients — combined with some of the best BPMI (Borrower Pa

Mar 03, 2022 |

HOW TO DEDUCT MORTGAGE INTEREST FROM YOUR TAXES

HOW TO DEDUCT MORTGAGE INTEREST FROM YOUR TAXES

Posted by Jonathan Caguioa at Mar. 03, 2022 Did you know that owning property has tax incentives as a "mortgage interest deduction?" This article will outline what a mortgage interest deduction is, its limits, and how to include this de

Mar 03, 2022 |

WHAT’S THE MINIMUM CREDIT SCORE FOR VA HOME LOAN APPROVAL?

WHAT’S THE MINIMUM CREDIT SCORE FOR VA HOME LOAN APPROVAL?

Posted by Jonathan Caguioa at Mar. 03, 2022 Through the VA home loan program, millions of veterans and service members have become homeowners. VA loans are favored for the following reasons: lower mortgage rates, no PMI required, no dow

Mar 03, 2022 |