Jonathan Caguioa

Mortgage Advisor

NMLS: 250609 & CA DRE: 01137630

949-241-2527

lenderguide@allianzemortgage.com

Jonathan Caguioa Mortgage Advisor

Blog

BUYING MORTGAGE POINTS: IS IT WORTH IT?

BUYING MORTGAGE POINTS: IS IT WORTH IT?

Posted by Jonathan Caguioa at Jun. 25, 2022 Buying mortgage points is a way to secure a lower interest rate during the home buying process. It can save you several thousands of dollars in interest over the life of the loan and lower you

Jun 25, 2022 |

Close Prime Loans Your Competitors Can’t

Close Prime Loans Your Competitors Can’t

Posted by Jonathan Caguioa at Jun. 14, 2022 Guidelines: Primary Residence and Second Homes and Investment  Credit Underwritten Based on LTV, FICO, and Liquidity Income Documentation Not

Jun 14, 2022 |

THINGS TO CONSIDER WHEN DECIDING TO RENT OR BUY YOUR FIRST HOME

THINGS TO CONSIDER WHEN DECIDING TO RENT OR BUY YOUR FIRST HOME

Posted by Jonathan Caguioa at Jun. 13, 2022 Are you considering whether you should purchase your first home or rent? There are several things to think about when deciding if you want to buy or rent.  We’ve listed down things you should

Jun 13, 2022 |

BANK STATEMENT LOANS UP TO 90%LTV

BANK STATEMENT LOANS UP TO 90%LTV

Posted by Jonathan Caguioa at Jun. 13, 2022 Loan Amounts Up To $1.5M at 90% LTV Credit Scores As Low As 700 at 90% LTV 12 or 24 Month Business/Personal Bank Statements, 1099, or CPA Letter to Document Income Same-Day Bank Statement

Jun 13, 2022 |

LEARN THE DIFFERENCE BETWEEN A HOME EQUITY LOAN VS. HELOC

LEARN THE DIFFERENCE BETWEEN A HOME EQUITY LOAN VS. HELOC

Posted by Jonathan Caguioa at Apr. 27, 2022 HELOCs and home equity loans are loans where you use your home as collateral. Both are good options for borrowing money if you’ve paid a significant portion of your mortgage. Some homeowners t

Apr 27, 2022 |

Never Buy a New Car!

Never Buy a New Car!

Posted by Jonathan Caguioa at Mar. 29, 2022 What is the one financial advise nobody follows? Never buy a new car. The 2 most expensive things you are likely to buy is a house and a car. You will probably buy a few houses in your life

Mar 29, 2022 |

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