Jonathan Caguioa

Mortgage Advisor

NMLS: 250609 & CA DRE: 01137630

949-241-2527

lenderguide@allianzemortgage.com

Jonathan Caguioa Mortgage Advisor

Blog

3-2-1 Buydown

3-2-1 Buydown

Posted by Jonathan Caguioa at Oct. 25, 2022 What Is a 3-2-1 Buydown Mortgage? A 3-2-1 buydown mortgage is a type of loan that charges lower interest rates for the first three years. In the first year, the interest rate is 3% less; in t

Oct 25, 2022 |

FHA VOE Only Program Highlights

FHA VOE Only Program Highlights

Posted by Jonathan Caguioa at Oct. 12, 2022 FHA VOE ONLY HIGHLIGHTS NO Paystubs. NO W2s. NO 1040s. NO 4506C! Minimum 620 FICO for up to 96.5% LTV 580-619 FICO, maximum of 90% LTV Purchase, R/T and C/O to MAX LTVS! UW directly to

Oct 12, 2022 |

First Time Homebuyer Programs

First Time Homebuyer Programs

Posted by Jonathan Caguioa at Oct. 03, 2022 FHA Too many people put off buying a home because they think they need a big down payment. We can help. Our FHA loans are perfect for homebuyers with limited savings and easier to qualify for

Oct 03, 2022 |

WHAT IS A 2-1 BUYDOWN

WHAT IS A 2-1 BUYDOWN

Posted by Jonathan Caguioa at Sep. 28, 2022 A 2-1 buydown is a type of financing that lowers the interest rate on a mortgage for the first two years before it rises to the regular, permanent rate. The rate is typically two percentage po

Sep 28, 2022 |

CONVENTIONAL PROGRAMS

CONVENTIONAL PROGRAMS

Posted by Jonathan Caguioa at Sep. 16, 2022 We combine competitive rates, groundbreaking tools and technology, and a fast, easy process to help you deliver a worry-free mortgage experience. 620+ FICO Primary, second and investment p

Sep 16, 2022 |

Government Loans

Government Loans

Posted by Jonathan Caguioa at Sep. 16, 2022 FHA Too many people put off buying a home because they think they need a big down payment. We can help. Our FHA loans are perfect for homebuyers with limited savings and easier to qualify for

Sep 16, 2022 |

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