Jonathan Caguioa

Mortgage Advisor

NMLS: 250609 & CA DRE: 01137630

949-241-2527

lenderguide@allianzemortgage.com

Jonathan Caguioa Mortgage Advisor

Blog

Can I Get a VA Loan After Leaving Military Service?

Can I Get a VA Loan After Leaving Military Service?

Home loans sponsored by the Department of Veteran Affairs, or VA loans, are an amazing resource for active duty military personnel. They offer low interest rates and do not require down payments. But what about if you have ended your military service? Can

Jun 22, 2023 | VA Loans

Weighing the Options: Vacation Home or First Mortgage Payoff?

Weighing the Options: Vacation Home or First Mortgage Payoff?

Have you always wanted to buy a second home in your favorite vacation spot, but you’re not sure if it makes financial sense to take on a second mortgage before paying off your first? It can be a tricky question as it feels like a trade-off between g

Jun 20, 2023 | Purchasing a Home

Buying a Short Sale: Everything You Need to Know

Buying a Short Sale: Everything You Need to Know

With the explosive home price growth of the last few years, many people have been priced out of the homebuying market. If you fall in this category, there may be some avenues you could still try to break into the homeownership scene. One of these is short

Jun 15, 2023 |

BUYING A HOME RATHER THAN RENTING STILL MAKES SENSE AND HERE'S WHY

BUYING A HOME RATHER THAN RENTING STILL MAKES SENSE AND HERE'S WHY

Posted by Jonathan Caguioa at May. 22, 2023 Deciding whether to rent or buy a home this year? Rental affordability has been challenging for years, and it isn't changing any time soon. That's why many are considering the advantages of pu

May 22, 2023 |

INCOME DOCUMENTATION GUIDE

INCOME DOCUMENTATION GUIDE

Posted by Jonathan Caguioa at May. 17, 2023 SOCIAL SECURITY INCOME: SSA Award or Benefit Letter AND Most recent year's SSA form 1099/1042.s  OR Most recent bank statements PENSION INCOME: Pension/Retirement Award Letter OR Mo

May 17, 2023 |

CalHFA Down Payment Assistance Program

CalHFA Down Payment Assistance Program

Posted by Jonathan Caguioa at Apr. 21, 2023 The CalHFA Down Payment Assistance Program is a California-based program that provides financial assistance to eligible first-time homebuyers who need help with their down payment and closing

Apr 21, 2023 |

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